Americans are bracing for a future where nearly half of Generation Z believes traditional retirement will become a luxury of the past, as AI doctors, robot caregivers, and digital currency dominate a 2065 economy requiring over $500,000 annual income for basic survival.
Key Takeaways
- 48% of Gen Z believes retirement will become unattainable for most Americans by 2065, with 51% expecting to rely on digital alternatives for retirement care
- The average home price is projected to reach $682,120 by 2065, with Americans needing an estimated $508,950 annual household income to maintain financial stability
- 39% of Americans anticipate a fully digital currency economy, while 36% expect biometric payment methods will become standard
- Technology will reshape healthcare with AI doctors becoming commonplace, 32% expecting robot caregivers, and 30% predicting implanted health monitors
- The traditional American lifestyle is facing radical transformation with 35% expecting AI-run households and a shorter 30-hour average workweek
The Vanishing American Dream: Homeownership and Retirement in Crisis
The survey of 2,000 Americans conducted by Talker Research for LevLane paints a troubling picture of our economic future under continued liberal policies. Only 41% of current survey respondents own homes, with a mere 35% of non owners believing they’ll ever achieve homeownership. A staggering one-quarter of Americans expect to rent for their entire lives as housing costs skyrocket. By 2065, the average home is projected to cost $682,120 a price that puts the traditional American dream beyond reach for millions of hardworking citizens.
Retirement prospects appear equally grim, especially for younger Americans. Nearly half (48%) of Generation Z believes retirement simply won’t be an option for most people in 40 years. The survey indicates Americans believe they’ll need $3.54 million to retire, a number that seems impossible when paired with the projected average household income requirement of $508,950 just to maintain financial stability in 2065. These figures reflect the devastating long-term impact of reckless government spending and policies that continue to devalue the dollar and erode middle-class wealth.
Digital Currency and AI: The Future Economy Under Government Control
The survey reveals a startling acceptance of a digital financial future that should concern every American who values privacy and freedom. Nearly 40% of respondents foresee a society run entirely on digital currency by 2065, while 36% predict biometric payment methods will become standard. This shift represents unprecedented government surveillance potential over every financial transaction, creating a system where dissenting citizens could be instantly cut off from their money, a scenario already tested in Canada against citizens protesting government overreach.
“This research offers a striking look at how Americans, especially younger generations, are reimagining the future,” said Kelly Sizemore, chief growth officer at LevLane. “From housing and health care to income and retirement, people are clearly preparing for a world where traditional milestones are being reshaped by technology, cost pressures and cultural shifts. But, these insights don’t just highlight anxieties, they also reveal how people expect innovation to rise and meet evolving needs. It’s a call to brands, institutions and policymakers to listen, adapt and lead with empathy and foresight,” said Kelly Sizemore
The technological transformation extends beyond finance. Thirty-five percent of Americans expect their households to be completely run by smart home AI technology by 2065. Even more concerning, 32% anticipate living with robot roommates, housekeepers, or caregivers. These predictions showcase how American independence is gradually being replaced by dependence on technology systems that can be monitored, controlled, and potentially weaponized by government entities or corporations with access to these systems.
Healthcare Revolution: AI Doctors and Digital Retirement Homes
The traditional doctor-patient relationship appears headed for extinction, with AI doctors becoming the expected norm for medical consultations by 2065. The survey shows 51% of Americans anticipate using digital alternatives for retirement care due to affordability concerns. Meanwhile, 30% of respondents expect to live with implanted health monitors creating unprecedented health data collection that could be used to determine insurance rates, employment eligibility, or even access to certain services under progressive policies that prioritize technocratic control.
The generational divide in retirement expectations is stark. While baby boomers enjoyed traditional retirement communities and Social Security benefits, younger Americans are facing radically different futures. Twenty-nine percent of Gen Z want to retire with family, 20% hope to travel, 17% desire hobby farms, and 16% want to live off-grid. These shifting priorities reflect young Americans’ diminishing trust in government systems and growing desire for self-sufficiency in the face of economic uncertainty created by decades of liberal economic policies.
A Nation at a Crossroads: Values Shifting Under Economic Pressure
The data reveals profound concerns about America’s future trajectory. Sixty-four percent of respondents agree younger generations will have worse retirement experiences than baby boomers. This pessimism stems from legitimate concerns about unsustainable national debt, unchecked inflation, and policies that continue to undermine the traditional pathways to prosperity that once defined the American experience. These projections represent a future that benefits global elites while ordinary Americans struggle to maintain basic living standards.
“The picture painted here isn’t just about economic uncertainty, it’s about a shift in values,” said Chris Moreira, chief creative officer at LevLane. “Younger generations are signaling that the future they imagine isn’t rooted in excess, but in connection, flexibility and purpose. Whether it’s redefining retirement, rethinking ownership or embracing new technologies, the challenge and opportunity lies in designing a future that reflects these evolving priorities,” said Chris Moreira
President Trump’s economic policies demonstrated that prosperity for all Americans is achievable through free market principles, deregulation, and America-first policies. The bleak future anticipated in this survey is not inevitable but rather the logical conclusion of continuing down the path of governmental overreach, excessive taxation, and policies that prioritize global interests over American workers. The choice between these competing visions for America’s future remains in voters’ hands as we approach critical elections that will determine whether we return to prosperity or continue sliding toward the dystopian reality described in this survey.
